Owner-occupied loans-Commercial Real Estate Loan Pros of Key West

Owner Occupied Loans

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If you want to fund buying a property and want to live in the same, you can opt for owner-occupied loans. However, to get these loans, you need to contact a commercial financing expert like Commercial Real Estate Loan Pros of Key West. Our company features experienced financial experts who will get you through the whole process without much hassle. So, contact our experts now if you wish to go through the process without much trouble.

Owner-occupied loans-Commercial Real Estate Loan Pros of Key West

What are owner-occupied loans?

Owner-occupied loans are loans for you if you wish to live in the property for about a year. It is basically the loan on the residence the borrower will live in primarily. Such loans are better than residential loans as they’re quick, involve better interest rates, and even lower penalties.

How do Owner Occupied Loans work?

The borrowers who apply for owner-occupied loans usually state that the borrower intends to occupy the property as his/her primary residence in their applications. The residents must move into the residence within 60 days of the closing and have to live there for a year to make it owner-occupied property.

What are the Special Considerations of Owner Occupied Loans?

Buyers with intentions to live in a property rather than leasing or renovating it may get special program offers from lenders. An owner-occupant certification has to be signed by such a buyer as proof. The certificate must be signed by the property’s buyer and real estate agent filed with the sale contract. Although, there is some room for flexibility for borrowers in lending guidelines who intend to live in the home but need to move out within 12 months of the loan start date. 

What are the Benefits of Choosing Us?

Borrowers who intend to try their business at a particular location or borrowers who intend to live in the property for about a year can contact our experts to make their journey hassle-free. Here are some benefits of choosing us: 

  • Approval and Funding Are Quick: Traditional processes usually take a lot of time to get approval and funding. But by choosing us, our experts will make sure that you get the approval ASAP if you’re eligible, and the funds will be released in a couple of hours or days.
  • In Your Favor: Usually, most financial do not care about the borrower’s success. However, your success matters to our financial experts. Therefore, you’ll be able to leverage the capital provided by us and get good returns.
  • Transparent Nature: You’ll be aware of the interest rates, cost, fees, or any additional expenses from the beginning. This way, you won’t feel that you are being cheated.

The above mentioned are a few basic requirements. You can contact our experts to know more and get the best solution to your financial requirements.

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To give yourself a chance for a hassle-free experience and to solely focus on your business ideas, contact Commercial Real Estate Loan Pros of Key West and book the best deal for yourself.

There are so many areas or regions where we offer these services with most of them being cities.

However, if you need any of these services, you need to contact us. The list below comprises the areas where we offer these services.